A family planning a year in Bali can prepare sensibly and without alarm.

Private clinics and hospitals in Bali

Bali has private clinics and hospitals used by international families, with English-speaking staff for routine and day-to-day care. As anywhere, the right setting depends on the situation, and more complex care is sometimes referred onward by the treating clinicians.

Why appropriate international insurance matters

The most important single preparation is suitable international health cover for the family, with provision for emergencies and, where relevant, evacuation and repatriation. The right policy depends on the family’s circumstances and any pre-existing conditions, and the cover and limits should be confirmed with a qualified broker or insurer.

Selecting cover through a qualified broker

We help families work with qualified brokers or insurers to choose cover suited to a year abroad, and to understand what a given policy does and does not include. We do not give insurance advice ourselves; the broker or insurer confirms the terms.

Routine prevention — water, mosquitoes, sun and traffic

Much of staying well is ordinary preparation. Use filtered or bottled water; take sensible mosquito precautions, particularly around dusk, and keep the villa screened; treat the equatorial sun with respect, with hats, sun protection and shade. Take road safety seriously: we use car drivers with seatbelt-equipped vehicles for school runs, and The Annum does not transport children by scooter. For anything specific, families should follow current guidance from qualified clinicians and reputable travel-health sources.

Preparing provider contacts before arrival

Before a family arrives, we help establish a set of provider contacts suited to the household, so that if care is needed there is somewhere to start rather than a search to begin. Registration with clinics is arranged with the family.

How The Annum supports care

Where care is needed, we coordinate the practical side: appointments, transport, translation, records and communication with insurers, and the logistics around an appointment or admission. We do not provide medical advice, diagnosis or triage — those are matters for qualified healthcare professionals.

Offshore care, where it is recommended

Singapore is around two and a half hours away by air. Where qualified clinicians and the insurer recommend specialist or offshore care, we help the family understand and arrange the practical route. Whether that step is needed, and where, is a clinical and insurer decision rather than ours.

In an emergency

In an emergency, families should contact the appropriate emergency or medical provider immediately. The Annum supports the practical response around that care; the daily Family Host line is not an emergency or medical service.

This article is general information, not medical advice, diagnosis or triage. Clinical decisions are made by qualified healthcare professionals. In an emergency, contact the appropriate emergency or medical provider immediately.

Author: The Annum  ·  Published: June 2026  ·  Last updated: June 2026

Two companion notes, if you are weighing the practical side: what a year costs, in full, and the island’s real risks, taken one by one.

— The Annum